It's time to get out of survival mode.  Nothing grows there that will benefit you or your future.  Question, if time, money, and what others thought about you were not an issue what would you be doing?  If you went from Chaos to peace, does that sound like a check you would want to write?   There are three checks many rich individuals are unable to write.  Time freedom, personal freedom and financial freedom.  Let's walk this wealth journey together.   Your Legacy deserves it.